Bad News? Good News? The suspense is killing me

So, Friday morning at 12:50a.m. when we'd been asleep for about an hour, we heard a commotion outside. In my grogginess, I realized I heard a car alarm, but it took a bit for it to register that it might be mine. Of course, it was. G. looked outside and told me to call the police, because my car was either gone or had been knocked down the street. It turns out that it had been knocked across the street, and was sitting, facing the street, in the yard of an apartment building. It's quite pretty, I'll try to post some photos. The driver's side headlight and surrounding area are completely f--ked, and the back is bashed in, too. I'm REALLY hoping the insurance company will total it, because it will never be the same. The dimwit who smashed the car sure seemed like he was on something, but EMS cleared him of being drunk. He supposedly asked our neighbor across the street for a ride somewhere right after he hit my car, an attempt to flee, I suppose. He doesn't seem to have insurance, and he had taken his grandmother's car (without her permission) and SHE doesn't have insurance. Our aforementioned neighbor (who had her 6 year old daughter out with her at 1 a.m., walking across the glass-littered street in SANDALS) wound up giving the guy a ride home (?!!?). She told G. it was about an hour before the guy, with a cup of coffee poured down him, was coherent enough to be able to tell her and whoever was with her where he lived. My mother offered the helpful advice, "well, you shouldn't have parked it on the street." No shit, Mom. G. has the @#$%^ boat he built a few years ago but which has never seen water at the back of our drive. He always parks in the driveway because he's afraid his tools will be stolen, never mind that my car is much more valuable than his truck. Oh, and since some of his tools got stolen anyway this security plan didn't work that well, did it? We've been wanting to build a garage for years, but one thing or another always gets in the way. I've always had visions of someone hitting my car, but driving away, and us never finding out what happened. We got the guy this time, but it may be moot. I guess my inusrance company could do something to recover the loss--attach his wages (if he has any) or something. Our independent agent, G's main employer, is afraid we'll get dropped from our (crappy) company if they have to pay this claim. We had a claim a couple of years ago when I hit G's truck in the driveway (long day, lots of driving, attended a concert, NO DRINKING INVOLVED, just too tired to drive). If they drop us because of this, which was not our fault as WE WERE IN BED, we'll sue.

If they total it, it could honestly be a good thing. I've been thinking as soon as the car's paid off, we could start paying for adoption applications, home studies, etc. My car had low mileage and we could clear about $12,000 after loan payoff. If that's the case, I'll try to find a decent used car for about 10K and have some left over to get us jumpstarted in adoption. We'll see. As I told G, I never loved my car, but I did like it. I just need something reliable to get around in that will hold a car seat and a stroller ;).